Over 50s Life Insurance

An easy and affordable way to prepare for the future. Life insurance for UK residents over 50, guaranteed acceptance without a medical.

AllClear arranges over 50s life insurance by 5 star defaqto rated OneFamily.

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Why you need Over 50s Life Insurance

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Money towards your funeral

The cost of a funeral has risen by 80%* in the last 10 years and set to rise to as much as £13,164 by 2044. Being prepared with over 50s life insurance will put your mind at ease knowing your loved ones will have financial help after you pass away.

*Source: ILC – The funeral time bomb report 2015

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Leave money to loved ones

You may want to leave something to your partner, children or grandchildren, whether it’s for financial help or as a legacy. Your loved ones will receive a lump sum when you’re gone.

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Helps towards outstanding debts

Whether it’s bank debts or credit cards, when you die, your family will receive a cash sum meaning they won’t be left to deal with it all on their own.

Over 50s Life Insurance

AllClear understands that getting life insurance when you’re over 50 can be difficult. In fact, out of the 22 million over 50s in the UK*, over half of them currently have no life cover**.

Throughout life, the last thing we want to think about is passing away early, or without having solid plans in place for what happens when we’re no longer around. If you’re over 50 and have found it difficult to get life insurance in the past, AllClear can help.

heartWith AllClear, it’s simple. You fill out an online enquiry form and wait to hear from us. We’ll phone you with your quote and from there you’ll be able to speak to someone to assist you through the buying process.

Premiums start from as little as £10 per month. You only pay your premium up until the age of 90, after which you are still covered whether you pass away at age 95 or 125.

Getting over 50s life insurance through some companies can be difficult and even impossible. Don’t make this the reason you go without life insurance. Put your own mind at ease and enquire today.

*Source: ONS – Mid 2013 Population estimates**   Source: Mintel 2014, Whole of Life Insurance UK

View our Product Brochure and Product Summary

About Us – Who is AllClear?

laptopAllClear started out in 2000 as a travel insurance provider and have been offering comprehensive cover since then. Over the last 15 years AllClear has helped customers with pre-existing medical conditions travel the world.

We are a specialist insurance provider and our mission is to help anyone with medical conditions to get the insurance products they want and need. That is why we’re offering this Over 50s’ Life Insurance product through OneFamily with guaranteed acceptance without a medical.

Our aim is simple, to bring customers over 50s life insurance to allow them to live their lives to the full, without having to worry about what their families could be faced with once they pass away.

Over 50s Life Cover arranged by AllClear is designed to support your loved ones when they need it most. Should the worst happen, they will receive a cash lump sum to put towards funeral costs, or as a little something extra for them.

AllClear will be happy to help you purchase the policy that’s right for you. Cover is quick and easy, meaning you get to carry on your life knowing you’re covered for any eventuality.

 

It’s as easy as 1,2,3

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1. Complete enquiry form online

Fill in the enquiry form and one of our experts will call you back. It’s a quick and easy process with no need to arrange a medical.

Customer-Support-Icon-min

2. Call us

If you’d rather phone us direct, one of our experts will be happy to help you, just call 020 8770 3180 and you’ll have your free quote within minutes.

Thumbs-up-min

3. Have Over 50s Life Insurance

Your over 50s life cover will start immediately once the application process is completed. Meaning you get to continue living without worrying about the future.

*Source: ILC – The funeral time bomb report 2015

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F.A.Qs

What are the main features of over 50s life insurance?

The main features of over 50s life insurance are: – Early payout if you become seriously or terminally ill, guaranteed to be accepted if over the age of 50 – no medical needed, you choose your premium from £10 per month.

How long am I covered for?

You’re covered for as long as you choose to pay your premiums. When you reach 90 you do not pay any more premiums and you’ll still be covered.

What about inflation?

Bear in mind, when you choose your sum assured, that over time, inflation will reduce the value of the cash sum paid out.

When will my cover start?

As soon as you have purchased your policy you will be covered.

Do I need a medical?

If you’re over the age of 50 you’ll be accepted, no questions asked.

Enquire here to get your quote

Fill out the form below and receive a specialist quote

First Name

Surname

Email

Phone Number

Age

Are you a smoker?

Affordable Premium (£10 - £75)

Life Cover Required (Max. £34,455)

Over 50s Life Cover arranged by AllClear has the following benefits:

Thumbs-up-iconGuaranteed cover whatever your medical history: If medical conditions have stopped you purchasing life cover in the past then you’ll be pleased to know that Over 50s Life Cover isn’t based on your medical history, in fact no medical questions are asked at all.

tickSerious illnesses covered: A free service is included in all policies so that if you or a family member becomes seriously ill, you’ll be provided with practical and emotional support. 20% of the sum assured can be claimed if you become seriously ill after the 2nd anniversary of your policy and 100% of the sum assured can be claimed if you become terminally ill after the 2nd anniversary of your policy. One less thing for you and your family to worry about.

piggy-bankFuneral funding: While not a funeral plan itself, our Funeral Funding option means you can choose to have all the proceeds from your policy to be put towards your funeral through your chosen funeral provider. The Co-operative Funeralcare will add a £250 contribution of their own towards funeral costs, completely free of charge.

Phone-Call-IconBereavement Advice Line: The bereavement advice line offers free support and advice to help you following the death of a loved one. This is provided by The Co-operative Legal Services.

Mission Statement

‘Our mission is to put your mind at rest knowing your family will be protected when you pass away. Whether you want to leave a little something to loved ones or help with funeral costs Over 50s Life Insurance will ensure you’re covered.’

Is Over 50s Life Insurance for you?

If you are:

  1. Over 50 and reside in the UK
  2. Have found it difficult to get life insurance in the past
  3. Have pre-existing medical conditions

If any of the above sounds like you, then it’s time to get your quote. Over 50s Life Insurance is for those who live in the UK and may have struggled to get life cover in the past. Whether you’ve been rejected due to medical conditions or just haven’t found the right quote for you, AllClear can help arrange you cover today.
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Ask us a Question!

Fill in the question form to the right

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Over 50s Life Insurance

An easy and affordable way to prepare for the future. Life insurance for UK residents over 50, guaranteed acceptance without a medical.

defaqto-logo-generic-2014-400x200small-min

Why you need Over 50s Life Insurance

money1-min

Money towards your funeral

The cost of a funeral has risen by 80%* in the last 10 years and set to rise to as much as £13,164 by 2044. Being prepared with over 50s life insurance will put your mind at ease knowing your loved ones will have financial help after you pass away.

heart-icon-min

Leave money to loved ones

You may want to leave something to your partner, children or grandchildren, whether it’s for financial help or as a legacy. Your loved ones will receive a lump sum when you’re gone.

piggy-bank-icon-min

Helps towards outstanding debts

Whether it’s bank debts or credit cards, when you die, your family will receive a cash sum meaning they won’t be left to deal with it all on their own.

*Source: ILC – The funeral time bomb report 2015

Over 50s Life Insurance

AllClear understands that getting life insurance when you’re over 50 can be difficult. In fact, out of the 22 million over 50s in the UK*, over half of them currently have no life cover**.

Throughout life, the last thing we want to think about is passing away early, or without having solid plans in place for what happens when we’re no longer around. If you’re over 50 and have found it difficult to get life insurance in the past, AllClear can help.

heartWith AllClear, it’s simple. You fill out an online enquiry form and wait to hear from us. We’ll phone you with your quote and from there you’ll be able to speak to someone to assist you through the buying process.

Premiums start from as little as £10 per month. You only pay your premium up until the age of 90, after which you are still covered whether you pass away at age 95 or 125.

Getting over 50s life insurance through some companies can be difficult and even impossible. Don’t make this the reason you go without life insurance. Put your own mind at ease and enquire today.
*Source: ONS – Mid 2013 Population estimates**   Source: Mintel 2014, Whole of Life Insurance UK

View our Product Brochure and Product Summary

About Us – Who is AllClear?


AllClear started out in 2000 as a travel insurance provider and have been offering comprehensive cover since then. Over the last 15 years AllClear has helped customers with pre-existing medical conditions travel the world.

We are a specialist insurance provider and our mission is to help anyone with medical conditions to get the insurance products they want and need. That is why we’re offering this Over 50s’ Life Insurance product through OneFamily with guaranteed acceptance without a medical.

Our aim is simple, to bring customers over 50s life insurance to allow them to live their lives to the full, without having to worry about what their families could be faced with once they pass away.

Over 50s Life Cover arranged by AllClear is designed to support your loved ones when they need it most. Should the worst happen, they will receive a cash lump sum to put towards funeral costs or as a little something extra for them.

AllClear will be happy to help you purchase the policy that’s right for you. Cover is quick and easy, meaning you get to carry on your life knowing you’re covered for any eventuality.

 

It’s as easy as 1, 2, 3

mouse-icon-min
1. Complete enquiry form online

Fill in the enquiry from and one of our experts will call you back. It’s a quick and easy process with no need to arrange a medical.

Customer-Support-Icon-min
2. Call us

If you’d rather phone us direct, one of our experts will be happy to help you, just call 020 8770 3180 and you’ll have your free quote within minutes.

Thumbs-up-min
3. Have Over 50s Life Insurance

Your over 50s life cover will start immediately once the application process is completed. Meaning you get to continue living without worrying about the future.

F.A.Qs

What are the main features of over 50s life insurance?

The main features of over 50s life insurance are: – Early payout if you become seriously or terminally ill, guaranteed to be accepted if over the age of 50 – no medical needed, you choose your premium from £10 per month.

How long am I covered for?

You’re covered for as long as you choose to pay your premiums. When you reach 90 you do not pay any more premiums and you’ll still be covered.

What about inflation?

Bear in mind, when you choose your sum assured, that over time, inflation will reduce the value of the cash sum paid out.

When will my cover start?

As soon as you have purchased your policy you will be covered.

Do I need a medical?

If you’re over the age of 50 you’ll be accepted, no questions asked.
Enquire here to get your quote
Fill out the form below and receive a specialist quote

First Name

Surname

Email

Phone Number

Are you a smoker?

Age

Affordable Premium (£10 - £75)

Life Cover Required (Max. £34,455)

Over 50s Life Cover arranged by AllClear has the following benefits:
Guaranteed cover whatever your medical history: If medical conditions have stopped you purchasing life cover in the past then you’ll be pleased to know over 50s life cover isn’t based on your medical history, in fact no medical questions are asked at all.

Serious illnesses covered: A free service is included in all policies so that if you or a family member becomes seriously ill, you will be provided with practical and emotional support. 20% of the sum assured can be claimed if you become seriously ill after the 2nd anniversary of your policy and 100% of the sum assured can be claimed if you become terminally ill after the 2nd anniversary of your policy. One less thing for your family and yourself to worry about.

Funeral funding: While not a funeral plan itself, our Funeral Funding option means you can choose to have all the proceeds from your policy to be put towards your funeral through your chosen funeral provider. The Co-operative Funeralcare will add a £250 contribution of their own towards funeral costs, completely free of charge.

Bereavement Advice Line: The bereavement advice line offers free support and advice to help you following the death of a loved one. This is provided by The Co-operative Legal Services.

Mission Statement

‘Our mission is to put your mind at rest knowing your family will be protected when you pass away. Whether you want to leave a little something to loved ones or help with funeral costs over 50s Life Insurance will ensure you’re covered.’

Is Over 50s Life Insurance for you?
If you are:

  1. Over 50 and reside in the UK
  2. Have found it difficult to get life insurance in the past
  3. Have pre-existing medical conditions

If any of the above sounds like you,, then it’s time to get your quote. Over 50s Life Insurance is for those who live in the UK and may have struggled to get life cover in the past. Whether you’ve been rejected due to medical conditions or just haven’t found the right quote for you, AllClear can help arrange you cover today.
Ask Us a Question